Jason Mikula is the publisher of Fintech Business Weekly, a newsletter going beyond the headlines to analyse the technology, regulatory and business model trends driving the rapidly evolving financial services ecosystem at the intersection of traditional banking, payments, fintech and crypto. He also advises, consults for and invests in early-stage startups. Previously, he spent over a decade building and scaling consumer finance businesses, including at Enova, LendUp, and Goldman Sachs. He is based in Amsterdam, the Netherlands.

Chapter - 01: What is "banking-as-a-service," and where did it come from?; Chapter - 02: Why do fintechs need banking-as-a-service?; Chapter - 03: The house that durbin built - us fintechs' love affair with interchange; Chapter - 04: What's in it for banks ? primarily, a low-cost source of deposits; Chapter - 05: BaaS business models - loan origination-to-distribute; Chapter - 06: What are the different baas operating models?; Chapter - 07: What is the difference between banking-as-a-service and embedded finance?; Chapter - 08: Banking-as-a-service challenges pose questions about the model's sustainability; Chapter - 09: US case studies - synapse, blue ridge bank, goldman sachs; Chapter - 10: UK/EU case studies - railsr, griffin, solaris; Chapter - 11: Latin America case studies - dock, pomelo; Chapter - 12: Asia-Pacific case studies - standard chartered, nium, airwallex; Chapter - 13: Africa case studies - ukheshe, jumo, onepipe; Chapter - 14: Middle east case studies - united payment, QNB, nymcard; Chapter - 15: Where does banking-as-a-service go from here?; Chapter - 16: Abbreviations and Definitions;