Introduction Michelle Tuveson, Daniel Ralph and Kern Alexander; I. Risk culture conceptual underpinnings: 1. Individual agency and collective patterns of action: organisational culture through the lens of organisational theory Jennifer Howard-Grenville; 2. Risk culture and information culture: why an "appetite for knowledge" matters Michael Power; 3. A network view of tone at the top and the role of opinion leaders Michelle Tuveson and Daniel Ralph; 4. Rethinking risk management cultures in organisations: insights from innovation Stelios Kavadias and Kostas Ladas; II. A view of risk culture concepts in firms and society: 5. The changing risk culture of UK banks Duncan Needham and Anthony Hotson; 6. Regulating agency relationships and risk culture in financial institutions Kern Alexander; 7. What does risk culture mean to a corporation? Evidence for business value Andrew Freeman; 8. Values at risk: perspectives on the ethical turn in risk management Anette Mikes; conclusion Michelle Tuveson, Daniel Ralph and Kern Alexander; Appendix; Index.